🏨 Unpacking The Perks: Part 12 – $50 Hotel Credit on the Chase Sapphire Preferred Yes, this card only has a $95 annual fee, but you get a $50 hotel credit every year when you book through the Chase Travel Portal. And here’s the pro tip: You can split that hotel booking between cash and points, which makes it way easier to get the full $50 credit without overspending. That perk alone brings your real annual cost down to $45; and that’s before you even start using all the other benefits. Want the