What is FD Laddering technique?
What is FD Laddering technique?
Apr 10, 2022
zeebiz.com
123K views · 2.3K reactions | Extra returns on FD  You can...
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123K views · 2.3K reactions | Extra returns on FD  You can...
63.2K views2 weeks ago
FacebookCA Bhagyashree Thakkar
FD laddering is about dividing your investment in FDs and spreading them over multiple smaller FDs with different maturity periods. This gives you a chance to earn better returns in a rising rate environment and also helps better manage your liquidity requirements. →Let's take a simple example to better understand this. Suppose you have Rs 3 lakh that you want to invest in an FD. Instead of making one FD of Rs 3 lakh, divide the money into 3 parts of Rs 1 lakh each. Now create FDs for each part
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